No, Covenant is not insurance. Covenant is a 501(c)(3) non-profit health care sharing ministry and is a God-honoring, cost-effective health care option.
Under the Affordable Care Act (ACA), health care sharing ministries (HCSMs) are regulated by each specific state’s attorney general and are not typically regulated by the states’ department of insurance.
Covenant HealthShare is built on the centuries-old Christian tradition of caring for one another, including health care needs. The programs Covenant offers are built on the well-established model of health care sharing with a modern-day twist. We use innovative technologies to streamline access to individual and family-focused health care services at each step along the continuum of care. Our programs are designed to simplify the complexities of health care, while putting the power of choice back in the hands of our members.
If the adoption abides by all laws and statutes and the child is under 26 years of age, the child will be supported by the ministry. The adoptee must also be listed as a dependent under your membership.
Covenant HealthShare was the first health care sharing ministry (HCSM) to allow sharing of primary care visits and routine preventative services. At Covenant, we hold your health and well-being to the highest standard, and we believe having access to preventive care is best for our membership and the United State’s health care industry.
First, make sure your provider is in-network. To ensure your provider is in network, either call Member Services at (855) 539-1552 or find your program on Covenant’s “Provider Networks” page. After you have verified your doctor is in network, show your membership card to the provider; they will notify Covenant HealthShare of your visit. As with all health care sharing ministries, most bills must be paid at the time of the visit; if your medical need is eligible for sharing, you will receive a check in the mail to cover your medical bill.